The North Carolina Agricultural Finance Authority (NCAFA) was established by the North Carolina General Assembly to provide credit throughout North Carolina. We originate, finance and service loans for persons operating family sized units for agricultural production and agricultural exports.

FINANCING AVAILABLE FOR:

• Farm Real Estate

• Starting a New Farm

• Purchasing an Existing Farm

• Development Costs

• Environmental Improvements

• Starting an Agribusiness

• Capital Improvements

• Restructuring a farming operation

LOAN AMOUNTS AND FEES:

• Maximum Loan is established by Farm Service Agency

• 95% Loan to Value

• No Loan Origination Fee

• One Time Application Fee

• Low Closing Costs (Attorney Fees, Taxes, Insurance)

• We pay Appraisal Fee

AGRICULTURAL BONDS:

• Issuance of Tax-Exempt - Ag Development Bonds

requestloaninfo@ncagr.gov