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GAIN - Frequently Asked Questions

Below are answers to some of the commonly asked questions from producers whose contracts have been terminated by their integrator.

Is the termination of my contract legal?

Most producers have a contract for one growing cycle with their integrators.  This means that the company can choose not to renew your contract.

Should I contact my lender?

Yes, call your lender as soon as you have learned that you will not receive another contract.  However, before placing the call, check your loan balance and your payment due date and payment amount.  Review your total financial situation, and outline a proposed plan of action. (The Financial Statements Worksheet and Financial Planning Worksheet can help with this process.)  Your banker will appreciate your proactive response.

Can the N.C. Department of Agriculture and Consumer Services loan me money?

Like most other state agencies, the NCDA&CS does not offer loan programs.  We can assist you with financial review and identify potential resources for you.

Is there a grant I can apply for to help me out?

Most grant programs are designed to help new ventures that support various public policy initiatives.  There are currently no existing grant programs that can assist growers.

Can someone help me negotiate my loan with the Farm Service Agency?

The North Carolina Agricultural Mediation Program is a U.S. Department of Agriculture agency certified to assist USDA customers and borrowers of USDA-backed loans.  This service is free to customers of USDA.  More information on the program can be found at

I will lose my insurance coverage on my houses without a contract.  What should I do?

There are other options that can continue to provide you with coverage for your houses.  Talk to your insurance agent about changing your coverage.  If you need additional information on how to talk with your agent, contact one of the resource people listed on our resource page.

My houses are paid for, but I would like to continue farming.  How can I learn about other opportunities?

NCDA&CS Agribusiness Development will be happy to work with you to assist you in looking at new agricultural options.  Feel free to contact the individual in your region and request an appointment.

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