The North Carolina Agricultural Finance Authority (NCAFA) was established by the North Carolina General Assembly to provide credit throughout North Carolina. We originate, finance and service loans for persons operating family sized units for agricultural production and agricultural exports.

Financing Available For: Loan Amounts & Fees: Agricultural Bonds:
Purchasing an Existing Farm Maximum Loan is Established by Farm Service Agency Issuance of Tax-Exempt - Ag Development Bonds
Development Costs 95% Loan to Value  
Environmental Improvements No Loan Origination Fee  
Starting an Agribusiness Low Application Fee  
Capital Improvements Low Closing Costs (Attorney Fees, Taxes, Insurance)  
Restructuring a farming operation We pay Appraisal Fee